Whether you are an individual or a business owner, planning for the long term is essential for ensuring your legacy. Artiano & Associates has been helping design the right estate plans for their clients’ future for over 25 years.
Having implemented a wide variety of proven plans over time, we know the best approach for your particular estate. A basic estate plan may be adequate for some individuals, whereas more sophisticated planning would be required for a an individual with diverse business interests. No matter what your situation, we know the plans and financial instruments to put in place to maximize return for your estate, while minimizing estate taxes. We can help with:
“ Artiano & Associates has done a thoroughly outstanding job for us in all matters that they can take care of.
I sincerely appreciate the responsiveness and professionalism shown by their firm. “
Jim Lambert, Diverge IT
“ Jim Artiano and his team make themselves your treasured advocates in your legal matters with their commitment to service.
You will see the difference in the results they deliver. “
“ I call Linda the Lawyer for the Employer. “
Chris LaChance, CPA
Unlike many firms, when you meet with us, you are meeting with specialists in estate planning who will directly handle your case, not an assistant or a paralegal. We spend time with you one-on-one at a flat fee so you have control over your budget and your options, with no surprises. We are responsive, knowledgeable, and have the expertise to guide you to the results that you want.
Every issue in an estate planning case has the potential to impact other parts of your business or your life. Because we offer a variety of legal services that compliment each other, we look at your business and your life plans as a whole. Should it become necessary, we have seasoned attorneys with different specialties at your disposal—with full interaction between our practice areas.
In California, once an estate of a husband and wife reaches an $11 million threshold, the excess over the $11 million becomes subject to an expensive estate tax (40%). We often show our clients alternate ways to preserve their wealth by not holding it in an estate.
In one such case (when the threshold was $10 million), we helped a married couple sell all the stock in their corporation to irrevocable trusts, which represented 40% of their wealth. This reduced their total wealth from $10 million to $6 million, bringing them under the $10 million threshold. The remaining $6 million was protected from the estate tax, while leaving the $4 million and any subsequent increase in value in the irrevocable trusts safeguarded for their family. They have a mixed family, and now their assets are well positioned for distribution to their heirs when the time comes.